A dream come true for commercial landlords and tenants.

Maximize your asset protection and value with Otso.

Gain 300% more cash protection with the industry's first multi-year bond for leases.

Approval in Minutes

Quick and easy online application.

Protect Your Deal Costs

We cover every instance of default.


Tenant Pays Monthly Fee

The monthly fee is passed to the tenant via rent. No loan or liability on their balance sheet.


Landlords Love Us

”Otso is a wonderful creation. We can differentiate ourselves and attract tenants while those tenants are able to put the money that would otherwise be tied up back into their businesses.”

- Ken Ashley, Owner, Atlanta GA

Typical Lease

New Three-Year Lease with cash deposit required by Tenant

$12,000/Month Rent on a 3,000 S.F. Space

  • $10/PSF in Tenant Allowance
  • 4-6% Commission
  • $116,000 in Deal costs for Landlord

Deposit: $12,000

(over $100,000 loss in event of default)

Lease with Otso

New Three-Year Lease with NO cash up-front required from Tenant

$12,500/Month Rent on a 3,000 S.F. Space

  • $100,000 Cash Policy
  • $500 monthly fee included in rent, paid by Tenant.
  • Every instance of default covered with A- Rated Multi-Year Bond.

Otso: $100,000 in Coverage
(Gain of $88,000 in Coverage)


See How Much Your Assets Can Gain

Our team will run a full securitization analysis on one of your assets…we’ll show you the path to less risk, higher rents and longer lease terms.