We're a dream come true for commercial landlords and tenants.

Landlords deserve better. Maximize your asset protection and value with Otso.

Gain9X the cash protection with the industry's first multi-year bond for leases.

Minimize your exposure to tenant default and protect your build-out and commission costs.

Approval in Minutes

Quick and easy online application and our decision includes our exclusive financial report of the tenant.

Protect Your Deal Costs

Average Otso owner gains 300% more protection in every deal. We cover every instance of default.


Tenant Pays Monthly Fee

The monthly fee is passed to the tenant via rent. No loan or liability on their balance sheet.

Landlords Love Us

”Otso is a wonderful creation. We can differentiate ourselves and attract tenants while those tenants are able to put the money that would otherwise be tied up back into their businesses.”

- Ken Ashley, Owner, Atlanta GA

See How Much Otso Protects Your Asset

Otso can do a complimentary securitization analysis with your rent roll to help you gain more protection against tenant default.

Typical Lease

New Three-Year Lease with cash deposit required by Tenant

$12,000/Month Rent on a 3,000 S.F. Space

  • $10/PSF in Tenant Allowance
  • 4-6% Commission
  • $116,000 in Deal costs for Landlord

Deposit: $12,000

(over $100,000 loss in event of default)

Lease with Otso

New Three-Year Lease with NO cash up-front required from Tenant

$12,500/Month Rent on a 3,000 S.F. Space

  • $100,000 Cash Policy
  • $500 monthly fee included in rent, paid by Tenant.
  • Every instance of default covered with A- Rated Multi-Year Bond.

Otso: $100,000 in Coverage
(Gain of $88,000 in Coverage)


See How Much Your Assets Can Gain

Our team will run a full securitization analysis on one of your assets…we’ll show you the path to less risk, higher rents and longer lease terms.