Get your Security Deposit Back.

Security Deposits are wasteful. Put your capital to work on what matters.

How to Get Your Deposit Back

Given the uncertain state of the economy and the reality of the devastating COVID-19 crisis, getting businesses liquidity is more important than ever. Our program allows you to get back your commercial lease security deposit for immediate use to cover payroll, debt, and anything else you need to weather the current storm. 

We believe strongly our program is incredibly relevant in any market and that cash is always best kept in the hands of the business…not in some deposit account. Right now, we’re certain our program is more essential than ever and that we can play a small role in helping businesses manage the current crisis.

Start by introducing us to your Landlord and we’ll have them set up in no time…and it’s 100% free for them to join.

Get your Cash Back
We Guarantee up to $50,000
Same Day Approvals
Use Otso right away.

Understanding Our Program

Otso replaces the need for businesses to put up a cash deposit with an industry-first AA-rated guarantee for landlords.

The steps are simple:

Landlords join for free and send Tenants a secure link to apply.

Tenants get approved for up to $50,000 that very same day.

With approval, guarantees are signed and deposits returned.

Learn more about our basic requirements below.

Not sure how we’ll be received? Learn Why Landlords Love Otso

Apply and Get Approved

Businesses thrive on capital, flexibility and trust. Otso is Better for Tenant and Landlord.

Fast Approvals
Get Approved the Very Same Day
Free to Join
Your Landlord can join and offer Otso 100% Free
Up to $50,000
Our Guarantees are backed by over 130 years of financial history.
No Obligation
It’s your Lease, the choice is always yours.

Get Your Cash

Simply Sign and Get your Deposit Back.