We Write AA-Rated Guarantees for Tenants
Our guarantees help close the gap on leasing for businesses. With our guarantee in place, Landlords get the strength and comfort of strong collateral against default…but without wasteful cash or onerous credit deposit requirements from a business. You can put that saved capital to work on whatever you need it for. Imagine hiring, buying more equipment, inventory, advertising or even an improved space! It’s your capital, put it work in your business.
Ready to Start? Your Landlord Needs to Join Otso First
Your Landlord needs to be a part of the Otso program, don’t worry it costs them nothing to join. Once they’re approved, you can apply for your lease through our secure system and get a decision in minutes.
Apply in MinutesOur applications are fast and easy…and all online.
Current or ProspectiveWe have solutions for both new and existing tenants to allow them to either keep their cash now or get their on-file deposit back.
Apply and Approval
Go through our application and enter the information needed, you’ll receive a same-day decision…often in minutes.
Once approved, we’ll immediately notify your Landlord and they have the option to use our Guarantee. When you’re both agreed on all terms it’s time to sign!
Already have a deposit with a Landlord? Learn how to get it back.
Sign your Documents
Sign your lease and the guarantee documents and you’re good-to-go. Keep your cash and put your capital to work!
Live UpdatesWhen your Landlord signs your Guarantee you’ll be notified.
Grow your BusinessExpanding? No problem, come back and we’ll work on a new guarantee with a larger amount.
Receive OffersIf you elect too, get access to our industry-best insurance and leasing programs.
Cancel any timeIf you and your Landlord decide to amend your lease to use another deposit your obligations end, no questions asked.
Download the Deck
Learn how Otso works for a business and why “Deposit-Free” Leases are the best option for Tenants.