First Slide Get Your Deposit Back Put your capital to work on what matters most...your business. Second Slide Up to $50,000 Approved in Minutes Same-day decisions in most cases Third Slide No Liabilities on your Books Otso Guarantees are not a loan so in most cases accounting as a liability is not required* >

We Write Corporate Guarantees for Tenants

Our guarantees help close the gap on leasing for businesses. With our guarantee in place, Landlords get the strength and comfort of strong collateral against default…but without wasteful cash or onerous personal guarantee requirements from a business. You can put that saved capital to work on whatever you need it for. Imagine hiring, buying more equipment, inventory, advertising or even on an improved space!

Why Otso is Better

Ready to Start? Get Approved Today.

Get approved for Otso today, whether this is your first or 100th lease we can be an asset to your real estate strategy.

Get Approved
Apply in Minutes
Our applications are fast and easy…and all online.
Current or Prospective
We have solutions for both new and existing tenants to allow them to either keep their cash now or get their on-file deposit back.

Show Your Strength

Go through our application and enter the information needed, you’ll receive a same-day decision…often in minutes.

Once approved, we’ll send you a complete financial report that you can share with your real estate team and prospective Landlords. Our exclusive report allows businesses to display their financial strength by leveraging banking history to close the information gaps for property owners and asset managers.

Already have a deposit with a Landlord? Learn how to get it back.

Learn More

We Issue a Guarantee

When you’re ready to execute a lease we’ll issue a guarantee for the amount we approved that is good for the life of the term, covering every instance of default an owner needs to feel comfortable.

Live Updates
When your Landlord signs your Guarantee you’ll be notified.
Grow your Business
Expanding? No problem, come back and we’ll work on a new guarantee with a larger amount.
Receive Offers
If you elect too, get access to our industry-best insurance and leasing programs.
Cancel any time
If you and your Landlord decide to amend your lease to use another deposit your obligations end, no questions asked.

Download the Deck

Learn how Otso works for a business and why “Deposit-Free” Leases are the best option for Tenants.