A better way to lease is here.
Put your capital to work on what matters most…your business.



Approval in
Minutes
Policies are seamless, fast and included in your lease.

No
Liabilities
Otso is an off-balance sheet solution.

We’ve Got
You Covered
Policies available from 1-500K for Office, Retail and Industrial.

See how much capital you
can save with Otso
My Security Deposit Requirement
$25,000
Increments represented are not exact
Your Estimated Premium
Only
$104.16
Per Month

Tenants Love Us


How Otso Works

Business Applies
We currently cover securitization amounts as small as $1,000 up to $500,000. You complete a 5-minute online financial assessment application for the amount requested by the Landlord or if you’re looking for a pre-approval we suggest three (3)months rent to show strength.
Applications create no obligation, require no personal credit, and have no costs.

Decision and Approval
With an approval we will send you a package you and your leasing team can present to Landlords that shows your financial strength with the power of Otso. If you choose to use Otso, a policy is issued on your behalf as part of the lease.

Negotiate your Deal
Seek space with confidence and negotiate with strength. With Otso the Landlord knows you have the creditworthiness to complete a lease, go do your deal! The Landlord gets the power of an AM-Best rated insurance “same as cash” policy, which covers them for all instances of default in their lease just like cash would.
There is no account and you do not pay the insurance company directly, it’s already included in your rent.