A better way to lease is here.

Put your capital to work on what matters most…your business.

Approval in

Policies are seamless, fast and included in your lease.


Otso is an off-balance sheet solution.

We’ve Got
You Covered

Policies available from 1-500K for Office, Retail and Industrial.

See how much capital you
can save with Otso

My Security Deposit Requirement



Increments represented are not exact

Your Estimated Premium



Per Month

Tenants Love Us

How Otso Works

Business Applies

We currently cover securitization amounts as small as $1,000 up to $500,000. You complete a 5-minute online financial assessment application for the amount requested by the Landlord or if you’re looking for a pre-approval we suggest three (3)months rent to show strength.

Applications create no obligation, require no personal credit, and have no costs.

Decision and Approval

With an approval we will send you a package you and your leasing team can present to Landlords that shows your financial strength with the power of Otso. If you choose to use Otso, a policy is issued on your behalf as part of the lease.

Negotiate your Deal

Seek space with confidence and negotiate with strength. With Otso the Landlord knows you have the creditworthiness to complete a lease, go do your deal! The Landlord gets the power of an AM-Best rated insurance “same as cash” policy, which covers them for all instances of default in their lease just like cash would.

There is no account and you do not pay the insurance company directly, it’s already included in your rent.